Shanlax International Journal of Economics

Performance Analysis of Production and Marketing of Millets in India

2024-12-13T11:44:33+00:00

Once considering an inferior food grains, increasing health consciousness and nutrition rich millets are gaining importance across the world. Realising the importance of nutri-rich millet crops, the UN declared 2023 as an International Year of Millets (IYOM). Millets have been cultivated in India for centuries, and the country is now a major global producer of these grains, with a wide variety across different agro-climatic condition. This article proposed to study the policy initiatives related to millets by the Government of India. The growth is area, production and yield from 1950-51 to 2020-21 and export of millets from 2003-04 to 2022-23, India’s world share of millets are examined. The study analysed the instability of cultivation and exporting millets from while India. The result shows that while the area and production of millets has negative growth in the study period but the yield has a positive growth. Export of millets has higher positive growth rate in both quantity and value of export from India. The millets cultivation demonstrates low instability. Export of millets has higher instability. The result shows Indian millets has export potential in the years to come.

Impacts on Challenges and OpportunDistrict Central Co-operative Banks (DCCBs) are important in rural India’s financial system, link state co-operative banks and primary agricultural credit societieities of District Central Co-Operative Banks in Karnataka

2024-12-13T11:44:33+00:00

District Central Co-operative Banks (DCCBs) are important in rural India’s financial system, link state co-operative banks and primary agricultural credit societies (PACS). Their primary function is to facilitate credit flow to agriculture sector and other small-scale industries, thereby increasing financial inclusion and rural development. However, the recent years have brought significant challenges to these banks, affecting their operations and sustainability. The mainly challenges faced by District central co-operative banks include Capitalization Issues: Many District central co-operative banks struggle with insufficient capital issue, limiting their lending capacity and ability to modernize. They heavily depend on state support, which can be inconsistent; High Non-Performing Assets: A significant portion of District central co-operative bank’s loans are to the agricultural sector, which is susceptible to natural disasters and also market volatility. This results in high Non-performing Assets and strains their financial stability. Inefficient recovery mechanisms and political interference further aggravate the problem. In this article includes objectives also one is to ‘To analyze the trends in paid-up share capital, total borrowings, and overdue balances of DCCBs in Karnataka’. And second is major impacts of DCCBs in Indian economy. This article includes methodology the study bases secondary sources also it adopted various statistical tools also. Finally Recommendations and conclusions of the article, Firstly Governance and Management- Professionalize management by appointing experienced professionals and ensuring boards have relevant financial expertise. Enhance transparency and accountability. Secondly Technological Up-gradation- in the Implement core banking solutions and embrace digital banking to improve efficiency and competitiveness. Thirdly Financial Health- Ensure adequate capital and improve asset quality through better risk management and diversification into non-credit services. Finally in this article express, while District central co-operative banks are fundamental for rural economy, they must address main challenges related to Governance, Technology, and Competition. With comprehensive reforms and modernization efforts, District central co-operative banks can continue to play an imperative role in supporting rural economies.

Awareness of Sukanya Samriddhi Yojana in Tamilnadu: A Study with Special Reference to Tirunelveli

2024-12-13T11:44:33+00:00

Girl child secure is very important one, therefore the people must know and to start the Selvamagal scheme. The central government has started this special savings scheme. The name of this scheme is Sukanya Samriti Yojana (SSY). This scheme is provided by the government for the future of girl children. Prime Minister Narendra Modi had launched this scheme in 2015. This small savings scheme offers higher interest than other schemes. A study was conducted specifically in this area to understand the dynamics of this region, which is unique in its blend of traditional occupations and high educational attainment. The sample size of this study is 120 respondents. Based on Judgmental sampling regions where poor people reside have been identified and the data has been collected by using a systematic sampling method.

Living Conditions and Socio-Economic Challenges of Jasmine Flower Street Vendors in Chengalpattu District, Tamil Nadu

2024-12-13T11:44:33+00:00

Informal Worker does manual work. More than 90 percent of Informal workforce in India generate nearly 50 percent of national income. Street vending has become a common source of employment for women than for men in India. Street vendors face occupational health issues due to poor working condition and lack safety. Jasmine flower street vending is a viable source of employment for the people of Chengalpattu district in Tamil Nadu. Middle aged men and women in large numbers are involved in the Jasmine Flower Street Vending activity in the road side of Chengalpattu district of Tamil Nadu both female and male jasmine flower street vendors are actively involved. They are less educated and adapted to this kind of informal activity for their survival. The income they earn out of this informal activity is sufficient to meet only food expenditure. Work throughout the day every month for more than two to three decades untiring effort to support their family economically. Migrants from other states of the country after Covid-19 pandemic lockdown moved into this district involved in this activity found difficult to access facility to sell. Migrants live in hut look for assistance from Government, it is displeasure in the urban sector to find large street vendors in the post pandemic covid-19. This business in Chengalpattu District has opened a new avenue of survival to such migrants and income earned is spent on food and other consumption expenditure. Nothing remains in the hands for saving rely on indigenous money lenders to continue the business. They are relatively poor. Jasmine flower street vendors in this study area are socially backward, economically marginalized and very poor in health.

Role of Pradhan Mantri Fasal Bima Yojana (PMFBY) in Agricultural Development and Farmer Welfare in Tamil Nadu

2024-12-13T11:44:33+00:00

The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a significant insurance scheme designed to protect Indian farmers against crop failure and environmental uncertainties. This study investigates the program’s influence on encouraging agricultural development and enhancing farmers’ welfare in Tamil Nadu. This research examines key elements, including policy implementation, farmer participation, and the influence of insurance coverage on income stability, utilising insights from an extensive literature review and secondary data analysis. The results indicate that PMFBY has enhanced financial stability for numerous farmers, however it encounters ongoing obstacles such as insufficient awareness, bureaucratic inefficiencies, and inconsistent regional outreach. These findings underscore the need for targeted interventions to enhance program effectiveness and expand its benefits for the most disadvantaged farmers. This research advances the discourse on agricultural insurance in India, offering essential insights for the reform and strengthening of systems that support farmers.