A Study on “Camels” and Performance Evaluation of SBI & Indian Bank

Abstract

The Banking sector is one of the vital components of the financial system. Public sector banks are those in which the government holds more than 50% of the total stock. The government formulates all the financial guidelines for public sector banks. This study entitled “A Study on “CAMELS” and Performance Evaluation of SBI & INDIAN Bank” to understand the financial performance of both public sector banks for a period of five years from 2017-2018 to 2021-2022. The main objective of the study is to compare and evaluate the financial performance of SBI & INDIAN banks. The study is analytical. The tool used for this study is CAMELS components of Capital adequacy, Asset quality, Management Efficiency, Earning quality, Liquidity, and Sensitivity. This study is based on secondary data collected from bank websites, and NSE & BSE websites. This study revealed that the financial performance of INDIAN banks is slightly better. Enhancing the growth of the banking sector and the growth of the Indian Economy is a suggested point for this study. Finally, this study states that both the public sector bank is good at their financial performance.