A Study on Socio-Economic Empowerment and Loan Repayment of Women SHG Members

Abstract

This paper is designed to study the extent of the role of SHGs , who are playing significant role in socio-economic transformation among poor and weaker section of the society. For  the purpose of study, the researcher has selected 120 respondents of SHG. The study covers different aspects in respect to socio- economic status, barriers in improving the income level, savings habit of women, utilization of loan disbursed and whether the SHGs has significance in improving the standards of women SHG members. Further the study would highlight the socio-economic empowerment and loan repayment of women SHG Members. All category of women were surveyed by using questionnaire and the extent of improvement in their social and economic status is studied. Finally the detail information about the benefits they had received were also considered. A small attempt have been made to understand the benefits of the SHG’s , and also how SHG’s help in transformation of the poor and weaker section of the society.