A Study of Non-Performing Assets (NPA) in PACS – A Comparative Analysis of Selected Pacsin Villupuram District, Tamil Nadu

  • Dr. U. Homiga Faculty, NICM, Chennai
  • Dr. V. Alagu Pandian Faculty, ICM, Madurai
Keywords: NPA, Standard Assets, Doubtful Assets, Loss Assets, Villupuram District, PACS


The present study observed that the NPA level of the selected cooperative societies showed a declining trend over the study period. The study also observed that even though there is an improvement in the Non-performing asset management in the societies, in the case of Sithathur PACS, a higher AAG rate of overdue advances is found. It is indicated that they have a poor credit management system. Therefore Co-operative Societies should manage their NPA effectively and systematically.

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