NPA Management in Banks: An Indian Perspective

  • R Perumal Professor of Management, Directorate of Distance Education, Alagappa University, Karaikudi, Tamil Nadu, India
  • P Anil Kumar Research Scholar(Management), Alagappa University, Karaikudi, Tamil Nadu, India
Keywords: NPA, credit defaults, net-worth, Gross NPA, Net NPA


Non-performing Asset (NPA) has risen since over 10 years as a disturbing risk to the managing an account industry in our Nation sending troubling signs on the supportability and bearableness of the influenced banks. An abnormal state of NPAs proposes high likelihood of an expansive number of credit defaults that influence the gainfulness and total assets of banks and furthermore dissolves the estimation of the benefit. The issue of NPAs isn't just influencing the banks yet additionally the entire economy. The paper manages understanding the idea of NPAs, its extent and real reasons for a record getting to be non-performing and furthermore techniques for diminishing NPAs.

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