Profitability Ratio Analysis to Assess the Financial Performance

Abstract

Indian economy witnessed for huge changes in all sector due to Introduction of New Economic policy. Like all other industries, Banking sector also changed dramatically. After liberalization Reserve Bank of India liberalize procedure for entry for private players into banking industry. Before liberalization, public sector banks dominate Indian banking industry. After entry of private banks in banking industry there is a hugechanges in operations of banks. Private banks are more focused on operational efficiency and customer service. With help of technology banking sector are become highly competitive and Private banks are secure their position in this sector. This paper explore the revenue generating capacity of four important Indian private sector banks during 2013-14 to 2022-23 by using ratio analysis. This study reveals about banks that performing well during that period in different point of view. This study identify the factors that influencing performance of private sector bank that make difference from other competitor banks.