A Study on Perception and Awareness towards Home Loans Offered by Public and Private Banks

  • Sudindra V R Faculty, International School of Management Excellence
  • Avinash K Alumni Student, International School for Management Excellence
Keywords: Housing Loan, Home Loan, Rate of Interest, Customer Satisfaction, Awareness


Different market players are providing Home loans to meet the necessity of possessing a home of an individual. In India, many public and private sector Banks offers different types of Home loans with different interest rates and standardized loan policy. The objective of this study is to study the satisfaction level of customers towards home loans, awareness of home loans products in Hyderabad, and empirical study on the housing loan industry. In this regard, primary data is used through a questionnaire. The issues related to drivers of demand in the housing, the evolution of home loans, Housing in India, importance, an home loans types have been discussed. Through this paper, the basics of housing loans are addressed and the basic difference between public sector banks and private sector banks is discussed.

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